The supplementary insurance for children especially on the conditions most when children in Germany are covered by the statutory health insurance of their parents. To offer a best possible medical care to the children in the event of illness, many parents for the next generation make a children supplementary health insurance. For example, in the hospital, this offers accommodation on the Privatstation or in a single room, the Chief Physician treatment or additional services for dentures, spectacles, contact lenses and the practitioner. In the selection of the appropriate fare parents but especially on the insurance conditions should make sure because hide is there significant differences in performance among the insurers. The private supplementary insurance for children is very inexpensive compared to the offerings for adults – -. His child, you can secure an optimal medical care in case of sickness for around eight euros per month.
However, the contract with a private health insurance must be completed prior to a hospital. Otherwise, can an application for the additional insurance be rejected. Parents should take care therefore in time the additional insurance, then, if the child is healthy. As so often in insurance, the devil is in the detail. In this case, the insurance terms and conditions of individual insurers.
Particularly important criteria fully comply with only the very few insurers. Reimbursement of costs above the fees for doctors? While the single room and the Chief Physician treatment of supplementary insurance as standard equipment, it becomes critical for particularly difficult treatments with the insurance. Just when a complicated surgery in the hospital must be carried out, the question about what sets the doctor settles arises. Often, the specialists write an invoice which is situated above the ceilings of the schedule of fees. They must of course also this. It would be optimal if the private children supplementary health insurance in such cases takes over the charge, if the accounts of the Maximum rates of fees also goes.